Insurance can be complex and difficult to navigate alone. I can help explain insurance and work with you to insure you and your family choose coverage that actually fits your life, health, family, and financial situation. I work with many carriers to find you the best coverage.
Total Life and Health Solutions
Alan Hunt
Insurance Broker
Life Insurance
Term Life Insurance
Coverage for a specific period (e.g., 10, 20, 30 years)
Affordable protection during working years (Mortgage Protection, cover large debt, want to leave a large gift to love one). Pays out only if you die during the term; no cash value.
Whole Life Insurance
Lifetime coverage with a guaranteed savings component
Long-term planning and predictable benefits. Premiums are higher than Term Life premiums, but builds cash value that you can borrow against.
Final Expense Insurance
A small whole life policy that covers funeral and burial cost with low coverage amounts and easier approval process.
Universal Life Insurance
Whole Life coverage with flexible premiums and a death benefit for people who want flexibility. The cash value grows based on interest rates (not fixed).
Variable Life Insurance
Whole Life coverage with investment options. Those comfortable with market risk and cash value depends on investment performance.
Variable Universal Life Insurance
Whole Life coverage with investment options. For those comfortable with market risk and cash value depending on investment performance.
Annuities
Annuities are financial products (usually from insurance companies) designed to provide steady income, often for retirement. Annuities come in Fixed, Variable, Indexed, Immediate, and Deferred. Tax deferred growth until withdrawals.
Health Insurance
Medicare
Medicare is a federal health insurance program mainly for people age 65 and older, and for some younger people with disabilities or certain medical conditions. Guaranteed coverage with no denial for pre-existing conditions. Choose between Original Medicare with a PDP (prescription drug plan), Medicare Advantage with or without PDP plan, or a Medicare Supplement (Medigap) with a PDP plan.
ACA-Individual Marketplace Insurance
A marketplace where people without employer health insurance can get health insurance coverage through the federal or state exchanges. Government provides subsidies and tax credits to lower premiums and out of pocket cost. People with pre-existing conditions are qualified (no denials or higher premiums).
Dental, Vision, and Hearing
There are some life and health insurance companies that offer individual DVH plans for people that don't have employer coverage such as self-employed, veterans, or seniors that are looking to enhance their coverage. Any individual can apply for coverage. Plans can include just dental or vision. You can also combine them all in one plan.
Hospital Indemnity Insurance
This is a supplemental insurance that pays you cash benifits if you’re hospitalized. Pays a fixed dollar amount (per day, per stay, or per service) when you’re admitted to a hospital. The money is paid directly to you and not the hospital. You can use the cash for anything (medical bills, deductibles, rent, groceries, or lost income). Extra financial support during serious illness or injury
Insurance Companies
Aetna
Aetna is a major U.S. health insurance company that provides a wide range of health care coverage and related services to individuals, families, employers, and government programs. It was founded in 1853 and is now a subsidiary of CVS Health.
American Amicable
Founded in 1910 and rated "A" (Excellent) by AM Best, specializes in individual life insurance and annuity products with a focus on final expense, term, and universal life. Known for no-medical-exam options and competitive underwriting for niche markets, it offers fast, simplified, and accessible coverage.
AmeriHealth Caritas
A leading national Medicaid managed care organization focusing on underserved, low-income, and chronically ill populations. Founded in 1983, it serves roughly 5 million members across 13 states and D.C. with Medicaid, Medicare (D-SNPs), and CHIP plans. They emphasize a "whole-person" care model that integrates health services with social needs.
AmBetter
Ambetter Insurance (officially Ambetter Health) is a U.S. health insurance provider that offers affordable individual and family plans through the Health Insurance Marketplace created under the Affordable Care Act (ACA). It is part of Centene Corporation, a large managed care and healthcare company.
Anthem
Anthem is a major U.S. health insurance provider that offers a wide range of medical coverage options for individuals, families, and employers. It is also an independent licensee of the Blue Cross Blue Shield Association in several states, meaning it sells plans under the Anthem Blue Cross and Blue Shield brand in those regions.
CICA
A Citizen Inc subsidiary, is a U.S.-based insurer thats been around since 1972, specializing in affordable, simplified-issue, and guaranteed-issue whole life insurance. With over 50 years of experience, CICA offers final expense coverage for individuals aged 0–85. They are known for providing coverage for funeral costs, medical bills, and living benefits, often in multiple languages.
Corebridge
Corebridge is a major U.S. provider of life insurance, annuities, and retirement products that was previously part of American International Group (AIG). Corebridge Financial is one of the largest life insurance and retirement solutions companies.
Devoted
Devoted Health is a health insurance company that provides Medicare Advantage (Part C) plans, which bundle Medicare Part A (hospital), Part B (medical), and usually Part D (prescription drug) benefits into one coordinated plan.
Foresters
Foresters is a fraternal benefit society and life insurance provider that’s been helping families with financial protection and community support since 1874. Provides a range of term, whole, and universal life insurance policies designed to help protect families’ long-term financial security.
Humana
Humana is a leading American health insurance provider and health care solutions company that primarily offers medical and specialty insurance products, with a significant focus on Medicare and Medicaid beneficiaries. Offers medical and supplemental plans to individuals, including Medicare Advantage and state-based Medicaid contracts.
Manhattan Life
Manhattan Life is one of the oldest and most reliable health and life insurance companies in the United States. Founded in 1850, it is currently a privately held group headquartered in Houston, Texas, serving individuals, seniors, and employers across all 50 states.
Mutual of Omaha
Mutual of Omaha is a Fortune 500 mutual insurance and financial services company headquartered in Omaha, Nebraska. As a mutual company, it is owned by its policyholders rather than outside stockholders. The company offers life insurance, Medicare Supplementals, DVH, supplamental accident and cancer, heart, and stroke coverage.
Oscar Health
Founded in 2012, Oscar Health Insurance is a technology-driven health insurance company focused on making insurance more accessible, affordable, and user-friendly through a, personalized, and digital-first approach. Serving over 2.1 million members as of late 2025, Oscar offers individual, family, and small group plans, with a strong presence in the Affordable Care Act (ACA) marketplace
Transamerica
Founded in 1928 with a AM Best rating of "A", (excellent), Transamerica is a major American financial services company primarily providing life insurance, retirement solutions, and investment products. It is a wholly-owned subsidiary of Aegon. Offers term life, whole life, universal life, final expense, variable annuities, and indexed annuities
United Healthcare
Founded in 1977, UHC is the largest American health insurance provider for Medicare Advantage plans. Also provides Medicare Supplemental plans and ACA plans
Wellcare
WellCare Insurance (officially WellCare Health Plans, Inc.) is a U.S. health insurance company that specializes in managed care for government-sponsored programs, mainly Medicaid, Medicare Advantage, and Medicare prescription drug (Part D) plans for individuals.
Woodmen
Woodmen Insurance (more commonly known today as Woodmen Life) is a not-for-profit fraternal benefit society and insurance provider founded in 1890 and headquartered in Omaha, Nebraska.
Alan Hunt
Npn # 19798185
I'm a veteran who served in the U.S. Navy and a retired Executive Chef. Now I am serving you in the insurance industry and other families with their Life and Healthcare coverage. As a Veteran you can rest assured i will always take care of you whether you need Life or Health Insurance that best works for you.
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Alabama 3002158096
Arkansas 98185
Arizona 19798185
Georgia 3554549
Colorado 813840
Florida W719347
Iowa 19798185
Kentucky DOI-1233623
Louisiana 1047763
Maryland 3002804068
Minnesota 19798185
Mississippi 48827274
Missouri 10985402
North Carolina 3002756281
New York LA-1753722
Ohio 1461755
Oklahoma 3002773653
South Carolina 19798185
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Tennessee 3002149646
Texas 2898613
Virginia 1331819
Washington 1176069
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